Important Disclaimer

Important Notice

Please read this disclaimer carefully before using our services

By accessing our website and services, you acknowledge that you have read, understood, and agree to be bound by these terms

This disclaimer governs your use of lazunqiverlo.com and the financial planning consultation services provided by lazunqiverlo. The information and guidance provided are for informational and educational purposes only and should not be considered as personalized financial advice tailored to your specific situation.

General Notice

The content, information, and insights provided through our website, consultations, and communications are intended to support your understanding of financial planning concepts and considerations. While we strive to provide accurate and current information, financial markets, regulations, and circumstances change continuously. We make no representations or warranties regarding the accuracy, completeness, or timeliness of any information provided through our services.

Limitations of Liability

To the fullest extent permitted by Australian law, lazunqiverlo and its team members shall not be liable for any damages arising from:

Decisions made based on information, insights, or guidance provided during consultations or through our website and communications
Market fluctuations, economic changes, or regulatory modifications that impact financial planning strategies or outcomes discussed during consultations
Errors, omissions, interruptions, delays, or inaccuracies in information provided through our services, website, or communications
Indirect, consequential, incidental, special, or punitive damages arising from your use of our services or reliance on information provided

Information Accuracy

While we make reasonable efforts to ensure that information provided during consultations and through our website is accurate and current, we do not guarantee the accuracy, completeness, or reliability of any content. Financial information, market data, regulatory requirements, and planning considerations are subject to change without notice. You should verify all information independently before making financial decisions.

Results may vary. Past performance doesn't guarantee future results. Individual outcomes depend on numerous factors including personal circumstances, market conditions, and implementation of strategies discussed.

Professional Advice Disclaimer

Our consultations provide general guidance and analytical insights regarding financial planning considerations. This should not be construed as specific financial advice, tax advice, legal counsel, or recommendations tailored to your particular situation. You should consult with qualified professionals including tax advisors, legal counsel, and licensed financial advisors before implementing any strategies or making significant financial decisions.

External Links

Our website may contain links to third-party websites and resources for your convenience. These external sites are not under our control, and we do not endorse or assume responsibility for their content, privacy policies, or practices. Accessing third-party websites is at your own risk.

Results and Outcomes Disclaimer

Results may vary significantly based on individual circumstances, market conditions, implementation timing, and numerous other factors beyond our control. We make no guarantees, promises, or warranties regarding specific outcomes, returns, or results that may be achieved through implementation of strategies discussed during consultations or presented in our materials.

Individual Circumstances Vary

Financial planning is highly individualized, and what may be appropriate for one person may not be suitable for another. Factors including age, income, risk tolerance, financial obligations, goals, and personal circumstances significantly impact planning considerations. Past performance of markets, strategies, or approaches does not guarantee future results or similar outcomes.

Financial Planning Services Disclaimer

Important considerations regarding our financial planning consultation services:

Our consultations focus on discussing approaches to financial planning, analytical reviews, and general considerations rather than providing specific investment recommendations or securities advice
Market conditions, regulatory environments, and economic factors can change rapidly and unpredictably, affecting the relevance and applicability of strategies and considerations discussed
Implementation of any financial planning strategies discussed during consultations is solely your decision and responsibility. We do not manage assets or implement strategies on your behalf

Jurisdiction and Compliance

These services are provided in accordance with Australian law and regulations:

Our services are designed for Australian residents and comply with applicable Australian financial services regulations. Information provided may not be suitable for or applicable to individuals in other jurisdictions with different regulatory requirements or market conditions.

This disclaimer and our services are governed by the laws of Australia, and disputes shall be subject to the exclusive jurisdiction of Australian courts.

You are responsible for ensuring compliance with any local laws, regulations, or requirements applicable to your financial planning activities and decisions.

Indemnification

You agree to indemnify, defend, and hold harmless lazunqiverlo, its team members, and affiliates from any claims, damages, losses, liabilities, and expenses including reasonable legal fees arising from your use of our services, reliance on information provided, or implementation of strategies discussed during consultations.

Severability

If any provision of this disclaimer is found to be unenforceable or invalid under applicable law, such unenforceability or invalidity shall not render this disclaimer unenforceable or invalid as a whole. Invalid provisions shall be modified to the extent necessary to make them enforceable while preserving their intent.

Modifications

We reserve the right to modify, update, or change this disclaimer at any time without prior notice. Changes become effective immediately upon posting to our website. Your continued use of our services after modifications constitutes acceptance of the updated disclaimer.

Questions About This Disclaimer

If you have questions or concerns regarding this disclaimer or need clarification about any provisions, please contact us:

Email: content@lazunqiverlo.com

Phone: +61-8-1357-0584

Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia

Effective Date: This disclaimer is effective as of October 12, 2025

Last Updated: This disclaimer was last updated on October 12, 2025