lazunqiverlo - Financial Planning Solutions for Your Future Success

Acceptance of Terms

By accessing our website, scheduling consultations, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you should discontinue use of our website and services immediately. Your continued use constitutes acceptance of any modifications or updates to these terms.

Definitions

For the purposes of these Terms and Conditions, the following definitions apply:

We, Us, Our refers to lazunqiverlo and its team members, advisors, and representatives providing financial planning consultation services through lazunqiverlo.com

You, Your refers to the individual or entity accessing our website, using our services, or engaging in consultations with our team

Services refers to financial planning consultations, analytical reviews, guidance, information, and related services provided by lazunqiverlo through our website, in-person meetings, or communications

Website refers to lazunqiverlo.com including all pages, content, features, and functionality accessible through this lazunqiverlo

Use of Services

Our services are designed to provide financial planning consultations, analytical insights, and guidance to support your understanding of wealth strategies and planning considerations. Services are provided for informational and educational purposes and should not be construed as personalized financial advice. You agree to use our services responsibly and in compliance with all applicable laws and regulations.

Eligibility

You must be at least 18 years of age and have the legal capacity to enter into binding agreements to use our services. By using our website and services, you represent and warrant that you meet these eligibility requirements.

Services are primarily designed for Australian residents.

User Responsibilities

When using our services, you agree to the following responsibilities:

Provide accurate, current, and complete information during consultations and communications with our team to ensure meaningful guidance

Maintain the confidentiality of any account credentials or access information related to scheduled consultations or communications

Use our services only for lawful purposes and in accordance with these Terms and applicable regulations

Verify information independently and consult with qualified professionals before making financial decisions based on insights discussed during consultations

Prohibited Uses

You may not use our website or services for any of the following purposes:

Engaging in any unlawful, fraudulent, or deceptive activities or attempting to interfere with the proper functioning of our website or services

Impersonating any person or entity, misrepresenting your affiliation with any person or entity, or providing false information

Transmitting viruses, malware, or any other harmful code or engaging in activities that could damage or disrupt our systems or other users

Collecting or harvesting information about other users, violating their privacy, or using information for unauthorized marketing purposes

Attempting to gain unauthorized access to our systems, networks, or data through hacking, password mining, or other means

Intellectual Property Rights

All content on our website including text, graphics, logos, images, and software is the property of lazunqiverlo or its licensors and is protected by Australian and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission. Limited use for personal, non-commercial purposes is permitted.

User-Generated Content

When you submit information, questions, or feedback through our website or during consultations, you grant us a non-exclusive, worldwide license to use, reproduce, and incorporate such content for the purpose of providing services and improving our offerings. We will handle your information in accordance with our Privacy Policy.

Your Content Responsibilities

You are responsible for any content you provide and warrant that you have all necessary rights to share such information. You agree not to submit content that is unlawful, defamatory, infringing, or otherwise objectionable. We reserve the right to remove content that violates these terms or is deemed inappropriate.

Privacy and Data Protection

We are committed to protecting your privacy and handling your personal information in accordance with Australian privacy laws and regulations. Our collection, use, and protection of your data are governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. We implement appropriate security measures to safeguard your information, though no electronic system is completely secure.

Privacy Policy

Service Disclaimer and Limitations

Important limitations regarding our services:

No Guarantees

Results may vary. Past performance doesn't guarantee future results. We make no warranties or guarantees regarding specific outcomes, results, or benefits that may be achieved through implementation of strategies or considerations discussed during consultations. Individual circumstances significantly impact outcomes.

Limitation of Liability

To the fullest extent permitted by Australian law, lazunqiverlo and its team members shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of our services or reliance on information provided. Our liability for direct damages shall be limited to the fees paid for services.

Indemnification

You agree to indemnify, defend, and hold harmless lazunqiverlo, its team members, and affiliates from any claims, damages, losses, liabilities, and expenses including reasonable legal fees arising from your use of our services, violation of these terms, or infringement of any rights of another party.

Dispute Resolution and Governing Law

These terms are governed by Australian law:

Arbitration

Any disputes arising from these Terms or our services shall first be addressed through good faith negotiation. If negotiation fails, disputes may be resolved through arbitration in accordance with Australian commercial arbitration rules before resorting to litigation.

Arbitration provides a cost-effective alternative to court proceedings.

Online Dispute Resolution

For disputes arising from online transactions or services, we support the use of online dispute resolution platforms that provide efficient and accessible resolution mechanisms for consumers and businesses.

ODR Information

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the extent necessary to make it enforceable while preserving its intent, or severed if modification is not possible. The remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and lazunqiverlo regarding use of our services and supersede any prior agreements or understandings.

Applicable Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of Australia. You agree to submit to the exclusive jurisdiction of Australian courts for resolution of any disputes arising from these terms or our services.

Termination

We reserve the right to terminate or suspend your access to our website and services at any time without prior notice if you violate these Terms or engage in conduct that we deem inappropriate or harmful. Upon termination, your right to use our services ceases immediately.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website with an updated revision date. Your continued use of our services after modifications constitutes acceptance of the updated terms.

Contact Information for Terms Questions

If you have questions about these Terms and Conditions, please contact us:

Email Address: content@lazunqiverlo.com

Phone Number: +61-8-1357-0584

Postal Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia

Terms and Conditions of Service